Your models are leaving inclusion on the table.

FairPlay finds and fixes blind spots in credit and insurance models, unlocking approvals your current model misses without increasing risk.

10%
Higher approvals
13%
Higher take rates
20%
More inclusion

Trusted by Leading Financial Institutions

Most models work well for the majority. That is the problem.

Traditional training methods produce models that overfit to common profiles, mis-score thin-file consumers, and leave creditworthy applicants on the table.

30%
of applicants are poorly scored by traditional models
5-15%
of declines are qualified applicants your model misses
$0
revenue from every good applicant you turn away

Two ways to improve model performance.

Tune the model you have, or recover the good applicants it already declined.

Model Optimization

Train and compare challenger models to improve predictive performance while preserving your risk objectives.

  • Find performance blind spots
  • See where models overfit to majority populations
  • Select the model variant matching your risk appetite

Second Look

A secondary model reviews declines, recovering good applicants your primary model misses.

  • Keep your primary model in place
  • Recover qualified applicants from the decline population
  • Increase approvals at the same risk target

Built for the teams that own model performance.

Credit & Risk
Increase approvals while maintaining the same risk target.
Data Science & Model Risk
Compare, validate, and document stronger challenger models.
Growth & Pricing
Improve conversion and take rates through risk-aligned pricing.
Fair Lending & Compliance
Document a defensible search for less discriminatory alternatives.

Optimize. Stress test. Launch.

01

Generate model variants

FairPlay trains multiple tuned models from your data, each emphasizing different tradeoffs across accuracy, inclusion, and resilience.

02

Benchmark & select

Compare variants across performance, robustness, and population-level outcomes with clear visual reporting. Pick the best fit.

03

Stress test & deploy

Every optimized model is stress-tested under different applicant mixes and approval scenarios before going live.

Measurable impact,
maintained risk discipline.

10%
Higher approval rates
By finding and fixing model blindspots
13%
Higher take rates
Through optimized pricing
20%
Increase in inclusion
With no increase in risk

"FairPlay helped us identify approvals we did not know we were missing. The optimization process gave us confidence that the gains were real and that our risk profile remained unchanged."

Senior Vice President - Quantitative Risk Modeling and Analytics
Top 20 U.S. Bank

Find the performance your model is missing.

See how Model Optimization can increase approvals, improve inclusion, and maintain your risk discipline.