ANNOUNCEMENT: Wolters Kluwer and FairPlay AI Partner to Deliver End-to-End Fair Lending Optimization

Terms of Use

Last Revised: Apr 15, 2026

PLEASE READ THE TERMS OF USE CAREFULLY. THE TERMS OF USE (“TERMS”) CONSTITUTE A LEGAL AGREEMENT BETWEEN YOU AND FAIRPLAY™ AI.  

Welcome to www.fairplay.ai and www.fairness-as-a-service.com (the “Sites”). The Sites are maintained by FairPlay™ AI, Inc. (“FairPlay,” “we,” “us,” “our”) to share information about our lending analytics products and services.  By using the Sites, you agree to comply with and be bound by the following terms and conditions of use (the “Terms”).  Please review these Terms carefully. These Terms constitute a legally binding agreement between you and FairPlay™ AI, and govern your and other user’s (collectively, “you,” “your,” or “users”) access to and use of FairPlay™ AI’s Sites. While we do our best to enforce these Terms, we cannot warrant or represent that other users will in fact adhere to these Terms, and we cannot act as insurers or accept any liability for their failure to do so. 

THESE TERMS DO NOT APPLY TO OUR FAIR LENDING ANALYTICS SERVICES SOFTWARE (“SERVICES”). CORPORATE CUSTOMERS MUST AGREE TO SEPARATE CONTRACTUAL TERMS BEFORE USING OUR SERVICES.

  1. Agreement.  These Terms contain the conditions on which you may access and use the Sites.  We may modify these Terms at any time by posting modified Terms.  Any such modifications shall be effective immediately.  You can view the most recent version of these Terms at any time on the Sites. By accessing or using the Sites in any way, clicking on a button or taking similar action to signify your acceptance of these Terms, you hereby represent that (i) you have read, understand, and agree to be bound by these Terms and any future amendments and/or additions to the Terms; (ii) you are 16 or older; and (iii) you have the authority to enter into the Terms personally, and, except as otherwise provided herein, if you do not agree to be bound by the Terms, you may not access or use the Sites. We may discontinue the Sites at any time with no notice. 
  2. Privacy.  Your visit to our Sites is also governed by our Privacy Policy, which is a part of these Terms. This Privacy Policy outlines our personal information collection and use practices. Please refer to this policy for details about how we collect and use your personal information. By agreeing to these Terms, you are automatically agreeing to our Privacy Policy, which is incorporated herein by reference. 
  3. Ownership and Intellectual Property.  All content included on the Sites is and shall continue to be the property of us or our content suppliers and is protected under applicable copyright, patent, trademark, and other proprietary rights.  Any copying, redistribution, use or publication by you of any such content or any part of the Sites is prohibited, except as expressly permitted in these Terms.  

Under no circumstances will you acquire any ownership rights or other interest in any content by or through your use of the Sites. All logos, trademarks, buttons, icons, images, text, graphics used in connection with the Sites are protected under U.S. copyright laws and international treaties, and are exclusively owned and/or licensed by us. 

UNAUTHORIZED USE, COPYING, REPRODUCTION, MODIFICATION, REPUBLISHING,

UPLOADING, DOWNLOADING, POSTING, TRANSMITTING, DISTRIBUTING OR DUPLICATING OR ANY OTHER MISUSE OF THE CONTENT ON THE SITES IS PROHIBITED.

  1. Intended Audience.  The Sites are intended for adults only; they are not intended for any children under the age of 16. The Sites are controlled and operated from facilities in the United States.  Except as expressly set forth in this Agreement, on the Sites, our official marketing materials, or those of our authorized resellers, we make no representations that the Sites are appropriate or available for use in other locations. Those who access or use the Sites from other jurisdictions do so at their own volition and are entirely responsible for compliance with all applicable United States and local laws and regulations, including but not limited to export and import regulations.  You may not use the Sites if you are a resident of a country embargoed by the United States, or are a foreign person or entity blocked or denied by the United States government.  Unless otherwise explicitly stated, all materials found on the Sites are solely directed to individuals, companies, or other entities located in the United States.
  2. Site Use.  We grant you a limited, revocable, nonexclusive license to use the Sites solely for your own personal use and not for republication, distribution, assignment, sublicense, sale, preparation of derivative works, or other use.  Your access privileges, however, are conditioned upon your adherence to these Terms. We reserve the right to temporarily deny you access to the Sites or permanently terminate your access privileges at any time if, in our sole discretion, you have failed to abide by these Terms or appear to us likely to do so. By agreeing to grant you access, we do not obligate ourselves to do so or to maintain the Sites, or to maintain it in its present form, and we expressly reserve the right to modify, suspend, or terminate your access privileges. 

You agree not to (i) copy or reproduce, re-distribute, sell, publish, broadcast, or circulate materials from the Sites, (ii) modify, translate, reverse engineer, decompile, disassemble, reverse engineer or reconfigure the Sites or any of its elements or components, (iii) perform or attempt to perform any actions that would interfere with the proper working of the Sites, prevent access to or use of the Sites by our other users, or impose an unreasonable or disproportionately large load on our infrastructure, (iv) post materials from our Sites to news groups, mail lists, or bulletin boards, (v) modify, edit, alter, or enhance the materials in any manner or (vi) use the materials, products or services in violation of these Terms or applicable law.  The use of the Sites is at our sole discretion and we may terminate your use of the Sites at any time. This limited license terminates automatically, without notice to you, if you breach any of these Terms. 

  1. Acceptable Use Policy. By using the Sites, you agree that:
    1. You will only use the Sites for lawful purposes, and not for deceptive or fraudulent purposes; you will not send or store any unlawful material. 
    2. You will not use the Sites to cause nuisance, annoyance or inconvenience. 
    3. You will not use the Sites, or any content acceptable through the Sites, for any commercial purpose, including but not limited to contacting, advertising to, soliciting or selling to, any Users. 
    4. You will not violate the publicity or privacy rights of another individual. 
    5. You will not copy or distribute any content displayed through the Sites. 
    6. You will not create or compile, directly or indirectly, any collection, compilation or other directory from any content displayed through the Sites except for your personal, noncommercial use. 
    7. You will not use the Sites in any way that could damage, disable, overburden or impair any of our servers, or the networks connected to any of our servers. 
    8. You will not attempt to gain unauthorized access to any part of the Sites and/or to any service, account, resource, computer system and/or network connected to any of our servers. 
    9. You will not deep link to the Sites or access the Sites manually or with any robot, spider, web crawler, extraction software, automated process and/or device to scrape, copy, or monitor any portion of the Sites or any content on the Sites. 
    10. You will report any errors, bugs, unauthorized access methodologies or any breach of our intellectual property rights that you discover in your use of the Sites. 
    11. You will not impersonate another person, or act as another entity without authorization. 
    12. Your self-submitted content (“User Content”) does not contain material that solicits personal information from anyone under 18 or exploits people under 18 in a sexual or violent manner, and does not violate any federal or state law concerning child pornography or otherwise intended to protect the health or wellbeing of minors. 
    13. Your User Content does not violate any state or federal law designed to regulate electronic advertising. 
    14. Your User Content does not contain pictures, data, audio, or visual files, or any other content that is excessive in size, as determined by us in our sole discretion. 
    15. Your User Content does not contain any material deemed illegal or inappropriate, and that you or your User Content may be subject to remedial actions if found to violate these Terms. 
  1. Compliance with Laws. You agree to comply with all applicable laws regarding your use of the Sites. You further agree that any information you provide to us through the Sites is truthful and accurate to the best of your knowledge.
  2. Information on our Sites. While we will always use our best efforts to ensure the accuracy and completeness of information provided on our Sites, we cannot guarantee the accuracy, adequacy, quality or suitability of any data on our Sites and expressly disclaim any liability for errors and omissions in the content of our Sites. Any use or reliance on any content or materials posted on the Sites or obtained by you through the Sites is at your own risk. 
  3. Third Party Links and Interactions.  The Sites may contain links to or display content originating from third-party websites as a convenience to you (collectively “Third-Party Websites & Advertisements”).  The inclusion of any Third-Party Websites & Advertisements does not imply an approval, endorsement, or recommendation by us, and are not under our control.  We are not responsible for any Third-Party Websites & Advertisements. We do not review, approve, monitor, warrant or make any representations with respect to such Third-Party Websites & Advertisements or their products or services. When you click on a link to Third-Party Websites & Advertisements, we will not warn you that you have left our Site and will not warn you that you are subject to the terms and conditions (including privacy policies of another website or destination). You agree that you access any such Third-Party Websites & Advertisements at your own risk, that the website is not governed by these Terms, and your browsing and interaction on any such website is subject to that website’s own terms of use.  You should review applicable terms and policies, including privacy and data gathering practices of any Third-Party Websites & Advertisements, and make whatever investigation you feel is necessary or appropriate before proceeding with any transaction with any third party. We expressly disclaim any liability for these websites.
  4. Indemnification. You agree to indemnify, defend and hold harmless, FairPlay™ AI  and our partners, officers, directors, agents, employees, and affiliates (each an “Indemnified Party”), from and against any liability, losses, claims, actions, costs, damages, penalties, fines and expenses, including reasonable attorney’s fees and expenses, that may be incurred by an Indemnified Party arising out of, related to, or resulting from: (a) your User Content; (b) your misuse of the Sites; (c) your violation of these Terms; or (d) your violation of any applicable laws, rules or regulations through or related to your use of the Sites.

In the event of any claim, allegation, suit or proceeding alleging any matter potentially covered by the agreements in this Section, you agree to pay for the defense of the Indemnified Party, including reasonable costs and attorneys’ fees incurred by the Indemnified Party. We reserve the right, at our own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with us in asserting any available defenses. This provision does not require you to indemnify any Indemnified Party for any unconscionable commercial practice by such party, or for such party’s negligence, fraud, deception, false promise, misrepresentation or concealment, suppression or omission of any material fact in connection with the Sites. You agree that the provisions in this Section will survive any termination of these Terms or your access to the Sites. 

  1. Disclaimer of Warranties.  Opinions, advice, statements or other comments should not be relied upon for completeness or accuracy and are not to be construed as professional advice from us.  We do not guarantee the accuracy or completeness of any of the information provided and are not responsible for any loss resulting from your reliance on such information.

YOU EXPRESSLY UNDERSTAND AND AGREE THAT TO THE FULLEST EXTENT OF THE LAW, YOUR USE OF THE SITES IS ENTIRELY AT YOUR OWN RISK. CHANGES ARE PERIODICALLY MADE TO THE SITES AND MAY BE MADE AT ANY TIME WITHOUT NOTICE TO YOU. THE SITES AND INFORMATION ON THE SITES ARE PROVIDED ON AN “AS IS,” “AS AVAILABLE” BASIS.  WE DISCLAIM ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY  STATUTORY WARRANTIES, AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS OR TIMELINESS OF THE CONTENT MADE AVAILABLE THROUGH THE SITES, OR THE TEXT, GRAPHICS OR LINKS. 

WE DO NOT WARRANT THAT THE SITES WILL OPERATE ERROR-FREE OR THAT THE SITES ARE FREE OF COMPUTER VIRUSES AND OTHER HARMFUL MALWARE. IF YOUR USE OF THE SITES RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, WE SHALL NOT BE RESPONSIBLE FOR THOSE ECONOMIC COSTS. 

To the extent your jurisdiction does not allow limitations on warranties, this limitation will not apply to you.

  1. Limitation of Liability. UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY (WHETHER IN CONTRACT, TORT OR OTHERWISE) WILL FAIRPLAY™ AI BE LIABLE OR RESPONSIBLE TO YOU OR ANY THIRD-PARTY FOR (A) ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL (INCLUDING DAMAGES FROM LOSS OF BUSINESS, LOST PROFITS, LITIGATION, OR THE LIKE), SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES, INCLUDING LOST PROFITS, LOST SALES OR BUSINESS, LOST DATA OR DATA BREACH, OR (B) FOR ANY DIRECT DAMAGES, COSTS, LOSSES OR LIABILITIES (INCLUDING ATTORNEYS’ FEES) IN EXCESS OF THE FEES ACTUALLY PAID BY YOU IN THE TWO (2) MONTHS PRECEDING THE EVENT GIVING RISE TO YOUR CLAIM OR, IF NO FEES APPLY, ONE HUNDRED ($100) U.S. DOLLARS. THE PROVISIONS OF THIS SECTION ALLOCATE THE RISKS UNDER THESE TERMS BETWEEN THE PARTIES, AND THE PARTIES HAVE RELIED ON THESE LIMITATIONS IN DETERMINING WHETHER TO ENTER INTO THESE TERMS.  To the extent your jurisdiction does not allow the exclusion or limitation of certain damages, this limitation will not apply to you. IN THESE STATES, OUR LIABILITY WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. 

WE MAKE NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THE SITES, OR ANY OTHER ITEMS OR SERVICES PROVIDED BY US, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTY ARISING BY USAGE OF TRADE, COURSE OF DEALING, OR COURSE OF PERFORMANCE, ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE AND ANY IMPLIED WARRANTY OF NON-INFRINGEMENT. YOU ACKNOWLEDGE THAT THE SITES (INCLUDING ANY SERVERS OR OTHER HARDWARE, SOFTWARE AND OTHER ITEMS USED OR PROVIDED BY US IN CONNECTION WITH THE SITES) ARE PROVIDED “AS IS” AND THAT WE WILL MAKE NO WARRANTY THAT THE SITES WILL BE FREE FROM BUGS, FAULTS, DEFECTS OR ERRORS OR THAT ACCESS TO THE SITES WILL BE UNINTERRUPTED. 

  1. Dispute Resolution. 

PLEASE READ THE FOLLOWING SECTION CAREFULLY. IT REQUIRES YOU TO ARBITRATE DISPUTES WITH US AND LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF. THIS SECTION 12 OF THIS AGREEMENT SHALL BE REFERRED TO AS THE “ARBITRATION AGREEMENT.” 

  1. Scope of Arbitration Agreement. You agree that any dispute or claim relating in any way to your access or use of the Services or as a consumer of our services, to any advertising or marketing communications regarding us or our Services, to any products or services sold or distributed through the Services that you received as a consumer, or to any aspect of your relationship or transactions with us as a consumer of our services will be resolved by binding arbitration, rather than in court, except that (1) you may assert claims in small claims court if your claims qualify, so long as the matter remains in such court and advances only on an individual (non-class, non-representative) basis; and (2) you or FairPlay™ AI may seek equitable relief in court for infringement or other misuse of intellectual property rights (such as trademarks, trade dress, domain names, trade secrets, copyrights, and patents). This Arbitration Agreement shall apply, without limitation, to all claims that arose or were asserted before the Effective Date of this Agreement.

IF YOU AGREE TO ARBITRATION WITH FAIRPLAY™ AI, YOU ARE AGREEING IN ADVANCE THAT YOU WILL NOT PARTICIPATE IN OR SEEK TO RECOVER MONETARY OR OTHER RELIEF IN ANY SUCH CLASS, COLLECTIVE, AND/OR REPRESENTATIVE LAWSUIT. INSTEAD, BY AGREEING TO ARBITRATION, YOU MAY BRING YOUR CLAIMS AGAINST US IN AN INDIVIDUAL ARBITRATION PROCEEDING. IF SUCCESSFUL ON SUCH CLAIMS, YOU COULD BE AWARDED MONEY OR OTHER RELIEF BY AN ARBITRATOR.

  1. Informal Resolution. You and FairPlay™ AI agree that good faith-informal efforts to resolve disputes often can result in a prompt, low-cost and mutually beneficial outcome. You and FairPlay™ AI therefore agree that, before either you or FairPlay™ AI demands arbitration against the other, we will personally meet and confer, via telephone or videoconference, in a good-faith effort to resolve informally any claim covered by this mutual Arbitration Agreement. If you are represented by counsel, your counsel may participate in the conference, but you shall also fully participate in the conference. The party initiating the claim must give notice to the other party in writing of its, his, or her intent to initiate an informal dispute resolution conference, which shall occur within 60 days after the other party receives such notice, unless an extension is mutually agreed upon by the parties. To notify FairPlay™ AI that you intend to initiate an informal dispute resolution conference, email info@fairplay.ai, providing your username associated with your FairPlay™ AI account (if any), the email address associated with your FairPlay™ AI account (if any), and a description of your claim. In the interval between the party receiving such notice and the informal dispute resolution conference, the parties shall be free to attempt to resolve the initiating party’s claims. Engaging in an informal dispute resolution conference is a requirement that must be fulfilled before commencing arbitration. The statute of limitations and any filing fee deadlines shall be tolled while the parties engage in the informal dispute resolution process required by this paragraph. 
  2. Arbitration Rules and Forum. This Arbitration Agreement is governed by the Federal Arbitration Act in all respects. To begin an arbitration proceeding, you must send a letter requesting arbitration and describing your claim to our registered agent at 211 Windward Ave, Floor 3, Venice, CA 90291. The arbitration will be conducted by JAMS under its rules and pursuant to the terms of this Agreement. Disputes involving claims and counterclaims under $250,000, not inclusive of attorneys’ fees and interest, shall be subject to JAMS’s most current version of the Streamlined Arbitration Rules and procedures available at http://www.jamsadr.com/rules-streamlined-arbitration/; all other claims shall be subject to JAMS’s most current version of the Comprehensive Arbitration Rules and Procedures, available at http://www.jamsadr.com/rules-comprehensive-arbitration/. JAMS’s rules are also available at www.jamsadr.com (under the Rules/Clauses tab) or by calling JAMS at 800-352-5267. Payment of all filing, administration, and arbitration fees will be governed by JAMS’s rules. If the arbitrator finds that you cannot afford to pay JAMS’s filing, administrative, hearing and/or other fees and cannot obtain a waiver of fees from JAMS, we will pay them for you. In addition, we will reimburse all such JAMS’s filing, administrative, hearing and/or other fees for claims with an amount in controversy totaling less than $10,000. If JAMS is not available to arbitrate, the parties will select an alternative arbitral forum. You may choose to have the arbitration conducted by telephone, video conference, based on written submissions, or in person in the county where you live or at another mutually agreed location.
  3. Arbitrator Powers. The arbitrator, and not any federal, state, or local agency, shall have the exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability or formation of this Arbitration Agreement including, but not limited to any claim that all or any of this Arbitration Agreement is void or voidable. The arbitration will decide the rights and liabilities, if any, of you and FairPlay™ AI. The arbitration proceeding will not be consolidated with any other matters or joined with any other proceedings or parties. The arbitrator will have the authority to award monetary damages and to grant any non-monetary remedy or relief available to an individual under applicable law, the arbitral forum’s rules, and this Agreement (including this Arbitration Agreement). The arbitrator will issue a written statement of decision describing the essential findings and conclusions on which any award (or decision not to render an award) is based, including the calculation of any damages awarded. The arbitrator shall follow the applicable law. The arbitrator has the same authority to award relief on an individual basis that a judge in a court of law would have. The arbitrator’s decision is final and binding on you and FairPlay™ AI. 
  4. Waiver of Jury Trial. YOU AND FAIRPLAY ™ AI WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO USE IN A COURT AND RECEIVE A JUDGE OR JURY TRIAL. You and FairPlay™ AI are instead electing to have claims and disputes resolved by arbitration, except as specified in Section 12(a) above. There is no judge or jury in arbitration, and court review of an arbitration award is limited.
  5. Waiver of Class or Consolidated Actions. YOU AND FAIRPLAY™ AI AGREE TO WAIVE ANY RIGHT TO RESOLVE CLAIMS WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT ON A CLASS, COLLECTIVE, OR REPRESENTATIVE BASIS. ALL CLAIMS AND DISPUTES WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT MUST BE ARBITRATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS BASIS. CLAIMS OF MORE THAN ONE CUSTOMER OR USER CANNOT BE ARBITRATED OR LITIGATED JOINTLY OR CONSOLIDATED WITH THOSE OF ANY OTHER CUSTOMER OR USER. If, however, this waiver of class or consolidated actions is deemed invalid or unenforceable with respect to a particular claim or dispute, neither you nor FairPlay™ AI is entitled to arbitration of such claim or dispute. Instead, all such claims and disputes will then be resolved in a court as set forth in Section 13. 
  6. Batch Arbitrations. To increase efficiency of resolution, in the event of 100 or more arbitration demands against FairPlay™ AI, presented by or with the assistance of the same law firm or organization, are submitted to an arbitration provider selected in accordance with the rules described above within a 30-day period, the arbitration provider shall (i) group the arbitration demands into batches of no more than 100 demands per batch (plus, to the extent there are less than 100 arbitration demands left over after the batching described above, a final batch consisting of the remaining demands); and (ii) provide for resolution of each batch as a single arbitration with one set of filing and administrative fees and one arbitrator assigned per batch. You agree to cooperate in good faith with FairPlay™ AI and the arbitration provider to implement such a batch approach to resolution and fees. 
  7. Opt Out. You may opt out of this Arbitration Agreement. If you do so, neither you nor FairPlay™ AI can force the other to arbitrate as a result of this Agreement. To opt out, you must notify FairPlay™ AI in writing no later than 30 days after first becoming subject to this Arbitration Agreement. Your notice must include your name and address, your email address (if you have one), and a CLEAR statement that you want to opt out of this Arbitration Agreement. You must send your opt-out notice to: info@fairplay.ai. If you opt out of this Arbitration Agreement, all other parts of this Agreement will continue to apply to you. Opting out of this Arbitration Agreement has no effect on any other arbitration agreements that you may have entered into with us, or may enter into the future with us. 
  8. Survival. This Arbitration Agreement will survive any termination of your relationship with us. 
  9. Modification. Notwithstanding any provision in the Agreement to the contrary, we agree that if we make any future material change to this Arbitration Agreement, it will not apply to any individual claim(s) that you had already provided notice of to us.
  1. Exclusive Venue. To the extent the parties are permitted under this Agreement to initiate litigation in court, both you and FairPlay™ AI agree that all claims and disputes arising out of or relating to the Agreement will be litigated exclusively within the State of California for courts situated in Los Angeles County, California, or in the federal court for the Central District of California. 
  2. Termination. At our sole discretion, we may modify or discontinue the Sites, or may modify, suspend, or terminate your access to the Sites, for any reason, with or without notice to you and without liability to you or any third party. In addition to suspending or terminating your access to the Services, we reserve the right to take appropriate legal action, including without limitation, pursuing civil, criminal, or injunctive redress. Even after your right to use the Sites is terminated, this Agreement will remain enforceable against you. All provisions by which their nature should survive to give effect to those provisions shall survive the termination of this Agreement. 
  3. Jurisdiction. YOU AGREE THAT REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO USE OF THE SITES OR THESE TERMS MUST BE FILED WITHIN ONE ① YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR BE FOREVER BARRED.
  1. Choice of Law. This Agreement is governed by the laws of the State of California, consistent with the Federal Arbitration Act, without giving effect to any principles that provide for the application of the law of any other jurisdiction.
  2. Severability. If any provision of these Terms shall be adjudged by any court of competent jurisdiction to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.
  3. Integration.  Except as expressly provided herein, these Terms are the final expression of the agreement and the entire agreement between you and us, and they describe our entire liability, the entire liability of our vendors and suppliers (including processors), and your exclusive remedy, with respect to your access and use of the Sites.  In the event of a conflict between these Terms and any other agreement or policy between us, these Terms shall prevail on the subject matter of these Terms.
  4. No Waiver. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision.  Any waiver of these Terms by us must be in writing and signed by our authorized representative.
  5. Relationship of the Parties. Nothing contained in these Terms, or your use of the Sites, shall be construed to constitute either party as a partner, joint venturer, employee or agent of the other party, nor shall either party hold itself out as such.  Neither party has any right or authority to incur, assume or create, in writing or otherwise, any warranty, liability or other obligation of any kind, express or implied, in the name of or on behalf of the other party, it being intended by both parties that each shall remain independent contractors responsible for its own actions.
  6. Electronic Communications. For contractual purposes, you (1) consent to receive communications from us in an electronic form; and (2) agree that all terms and conditions, agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications would satisfy if they were in writing. This paragraph does not affect your statutory rights. 
  7. Entire Agreement. This Agreement is the final, complete and exclusive agreement of the parties with respect to the subject matter hereof and supersedes and merges all prior discussions between the parties with respect to such subject matter. 
  8. Contact Information.

FairPlay™ AI
211 Windward Ave, Floor 3
Venice, CA 90291
info@fairplay.ai