Fair Lending Analysis
Identify and overcome tradeoffs between performance and disparity
FairPlay’sMortgage Fairness Monitor

Download FairPlay’sMortgage Fairness Monitor
Mortgage Fairness for Black Homebuyers in 2020
Nationally, Black homebuyers were approved at 78% the rate of White homebuyers.

Mortgage Fairness for Hispanic Homebuyers in 2020
Nationally, Hispanic homebuyers were approved at 87% the rate of White homebuyers.

Mortgage Fairness for Female Homebuyers in 2020
Nationally, Female homebuyers were approved at 98% the rate of White homebuyers.

Mortgage Fairness for Baby Boomer Homebuyers in 2020
Nationally, Baby Boomers had a slightly lower approval rate relative to Gen X homebuyers.

Mortgage Fairness for Millennial Homebuyers in 2020
Nationally, Millennial homebuyers had the same approval rate as Gen X homebuyers.

Black Homebuyers
Mortgage Fairness for Black Homebuyers in 2020
Nationally, Black homebuyers were approved at 78% the rate of White homebuyers.

Hispanic Homebuyers
Mortgage Fairness for Hispanic Homebuyers in 2020
Nationally, Hispanic homebuyers were approved at 87% the rate of White homebuyers.

Female Homebuyers
Mortgage Fairness for Female Homebuyers in 2020
Nationally, Female homebuyers were approved at 98% the rate of White homebuyers.

Baby Boomer Homebuyers
Mortgage Fairness for Baby Boomer Homebuyers in 2020
Nationally, Baby Boomers had a slightly lower approval rate relative to Gen X homebuyers.

Millienial Homebuyers
Mortgage Fairness for Millennial Homebuyers in 2020
Nationally, Millennial homebuyers had the same approval rate as Gen X homebuyers.

Mortgage Fairness Methodology
Calculating the Adverse Impact Ratio
Here is how AIR is calculated:
