Fair Lending Analysis
Identify and overcome tradeoffs between performance and disparity.
A Fair Lending platform built for Sponsor Banks
Modern lending partnerships require modern fairness technology. Automate and streamline fair lending compliance for all your lending partners.
Trusted by the leading compliance, credit risk, and data science teams at:
Automated Fair Lending
Instant fairness insights across all your lending partners
A unified view into the fairness of all your lending partners
See the fair lending performance of every lending partner and product.
Enable your partners with automated fair lending tools
Provide your partners with tools that make compliance obligations easy
Detect disparate impact and whether it is driven by risk
Upload model inputs, outputs, and outcomes of credit, pricing and fraud models.
“FairPlay offers an impressive fairness-as-a-service solution for detecting bias in decisioning systems; the software produces fast, actionable results and offers visual outputs that facilitate fair lending reporting.”
Steve Pearlman
Head of Compliance, Varo Bank
“FairPlay’s products can easily be integrated into our clients’ decision-making solutions, making fairness a profit-driver in financial services.”
alex gonikman
ceo, truenorth
“We use FairPlay's fairness testing software to confirm that our models don't inadvertently reflect bias”
ray duggins
Chief Risk Officer, Octane
“Our mission at Splash is to make people more powerful than their debt. FairPlayTM helps us achieve this by increasing access to life-changing loans and...advancing solutions that create a more equitable world for everyone.”
steve Muszynski
CEO, Splash Financial
Fairness Monitoring
Real-time fair lending analytics across every partner
Monitor impacts on protected classes in real-time
Comprehensive fairness analytics across all your partnerships.
Identify risks for remediation before problems become significant
Populations change. The world changes. Guard against fairness degradation and proactively get in front of issues.
Monitor the fairness of every stage of a credit policy
Monitor the fairness of your acquisition channels and fraud screens, as well as underwriting, pricing, and loss mitigation decisions
Model Change Management
Instantly assess fair lending risks arising from credit strategy changes
Partners submit new or changing credit policies for review and approval
Upload model inputs, outputs, and outcomes. Generate a Fair Lending report in minutes.
Forecast the fairness outcomes of credit policy changes and updates
Evaluate and respond to credit strategy changes proposed by your partners in minutes
Identify areas for improvement with less discriminatory alternatives
Monitor the fairness of your acquisition channels and fraud screens, as well as underwriting, pricing, and loss mitigation decisions