Fairness Solutions for the
Lending Lifecycle

FairPlay optimizes underwriting and pricing strategies to improve outcomes for protected classes while staying within your risk tolerance.

Diagonose

Diagonose

Diagonose

Diagnose

Monitor

Improve

03 Icon

Diagnose

01 Icon

Monitor

02 Icon

Improve

get started

Fair Lending Analysis

Identify and overcome tradeoffs between performance and disparity

  • plus-black Fast, easy to interpret results
  • plus-black Actionable recommendations
  • plus-black No hourly consulting rates
  • plus-black Minimal disruption to your data science teams

Download a sample Fair Lending Analysis here

Second Look

Double check your underwriting and pricing decisions to increase approval and take rates for protected classes

  • plus-black Detect model and attribute bias
  • plus-black Identify creditworthy borrowers just below your approval threshold
  • plus-black Augment, rather than replace, your primary model

Fairness Optimizer

Tune your models to be fairer while preserving or enhancing accuracy

  • plus-black FairPlay™️ finds alternative underwriting and pricing models within your risk tolerance that improve outcomes for protected classes.
  • plus-black Identify and overcome tradeoffs between performance and disparity

Download a sample Fairness Optimization Report here

Customer Composition

Who responded to my marketing? What’s the demographic composition of my portfolio?

  • plus-black Get a fast and detailed analysis of your applicant and borrower composition including the credit characteristics of protected classes

Redlining

Are you reaching majority-minority and low-and-moderate income communities?

  • plus-black Census-block level analysis
  • plus-black Identify creditworthy LMI and MM communities your competitors reach but you don’t

Preview our mapping tools here

Proxy Detection

Are my variables fair?

  • plus-black Identify and de-bias proxies for protected classes
  • plus-black Quantify and correct multi-variate bias resulting from “fair” variable interactions
  • plus-black Identify alternative variables that are predictive of risk but fairer to protected groups

Contact us today to see how increasing your fairness can increase your bottom line.